Your card account must be open and in good standing to earn rewards. You won't have to pay an annual fee to enjoy all the great features that come with your PenFed card. For instance, there’s the PenFed Platinum Rewards Visa Signature® Card and the U.S. Bank Altitude Reserve Visa Infinite® Card. Cardholder must notify issuer promptly of any unauthorized use. Rate and offers current as of and are subject to change. No annual fees and no foreign transaction fees! Earn as you pay and get a little more with your everyday purchases. The content you are about to view is produced by a third party unaffiliated to Pentagon Federal Credit Union. Thai Airways Royal Orchid Plus. Chase Sapphire Reserve: Best for Frequent Travelers and Diners. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically. PenFed Platinum Rewards Visa Signature® Card Review. Your points that you earn with this card can be redeemed for airline travel, hotels, car rentals, gift cards, and other merchandise. It doesn’t charge an annual fee or a fee on foreign transactions. Apply Now PRODUCT SNAPSHOT. Visa Signature Discounts Use your PenFed signature card to purchase the goods of services from the participating merchants and get a huge discount. After that, the APR for the unpaid balance and any new balance transfers will be %. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Discover you’re eligible to become a PenFed member. We use cookies to provide you with better experiences and allow you to navigate our website. USAA Rewards. How much do you spend on supermarket purchases per month? Discover how you’re eligible to become a PenFed member, 2. Visa Signature Discounts Not all applicants will qualify for the lowest rate. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date. PenFed takes no responsibility for the content of the page. Apply now and we'll create your membership during this application. And accumulating no interest on new purchases is a handy feature on top of that. if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. Instead of cash back, this card awards 5x Points on gas purchases paid at the pump. Benefits. ƚAccounts that are issued and approved will receive a $100 statement credit upon spending $1500 in purchase transactions within 90 days of account opening. IHG Rewards Club. You won’t be charged extra for using your PenFed card outside of the U.S. You can get extra savings, special offers, and discounts on products and services just for being a member. Hilton Honors Surpass Review: Get Elite Status & Airline Lounge Access. We want to acknowledge and thank you for your interest. How much do you spend on monthly purchases? Subject to credit approval. With the PenFed Platinum Rewards VISA Signature®, earning points from everyday purchases is not only easy, it’s quick and convenient. By clicking “I ACCEPT”, you consent to our use of cookies in accordance with our Privacy, GDPR and Cookie Policies. The PenFed Platinum Rewards Visa Signature® Card earns one of the best rewards rates on gas you’ll find anywhere — an unlimited 5 points per dollar spent at the gas pump. Tokenized account numbers in your mobile wallet: Your name, account number, and security codes aren’t stored on your device so merchants never see your account information. * Your APR will vary with the market based on the Prime Rate. Navy Federal nRewards. Certain restrictions may apply. That's the platinum standard. Shop online with the peace of mind that Visa uses advanced technologies and multiple layers of payment security to help protect your card against unauthorized use. For credit card users who prefer a simple, flat rewards rate to a complex, tiered rewards structure, the PenFed Power Cash Rewards Visa Signature Card could feel like a breath of fresh air. Rate and offers current as of and are subject to change. USAA Rewards Visa Signature Card Review: Few Points, Many Options. APY = Annual Percentage Yield Enjoy the discounts on a wide variety of offers and deal, including food and wine, shopping, sports, hotels, car rentals, entertainment, and more. See our list for no annual fee credit card offers like the Chase Freedom Unlimited. 3% balance transfer fee. Military commissaries are supermarkets. For more information about the relationship between PenFed and PenFed Title, LLC, see the Affiliate Business Arrangement Disclosure. The content you are about to view is produced by a third party unaffiliated to Pentagon Federal Credit Union. It's part of the PenFed Rewards Program so there's no complicated redemptions or rewards structures. The PenFed Platinum Rewards Visa Signature® Card is the best credit card for gas rewards on the market right now, giving cardholders 5 points for every $1 in fuel paid for at the pump. That's the platinum standard. Program Rules, Terms and Conditions (PDF). For balance transfers with no fees, the PenFed Promise Visa Credit Card is the best choice. And the $0 to boot. To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account. Consult issuer for additional details or visit http://www.visa.com/security. Check out available offers today! Fidelity Rewards. Alitalia MilleMiglia. Fuel purchases for airplanes and boats receive 1 point per dollar spent. Another rewards card to consider is PenFed Platinum Rewards Visa Signature Credit Card. There is also no cash advance fee and the APR on cash advances is relatively low. Visa® USA determines which transactions are classified as gas purchases paid at the pump and supermarket purchases based on Merchant Category Codes. There are a number of requirements to get that 5% rate (you can read about those in our review here), but 5% cash back on gas is as good as it gets. So in other words, you can redeem your rewards in more ways. Gap Good Rewards. You’ll get the most value from this card if you use it for gas and grocery purchases. The PenFed Platinum Rewards Visa Signature Card is quite reasonable about fees. Rates are current as of April 2021 unless otherwise noted and are subject to change. Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically. PenFed Platinum Rewards VISA Signature® Card Review. Your PenFed signature card provides a complimentary concierge* service that can help you enjoy the things you love. Certainly something to think about. APR = Annual Percentage Rate. The PenFed Platinum Rewards Visa Signature® Card is a good rewards credit card that’s kept from excellence by a few manageable flaws. Get Rewards on Everyday Purchases. The PenFed Platinum Rewards Visa Signature Card is a points-based credit card. This card comes as either a Visa Signature or Visa Platinum card, so, much like the PenFed card, your benefits depend on the Visa tier you’re approved for. The PenFed Platinum Rewards Visa Signature card is especially suited to those who seek a card for gas purchases, and that also offers strong rewards for groceries. Unlimited points, no rotating categories, no minimums, and no expiration on points. Update 5/14/20: PenFed is officially delaying the re-launch of the Pathfinder Rewards card (ht Rocky_NNC): Recently, you opted in to receive insider access on details about the PenFed Pathfinder® Rewards Visa Signature® card. The PenFed Pathfinder Rewards Visa Signature Card earns 3x points on travel and 1.5x points on all other purchases. Read more from nationally recognized credit card expert, Jason Steele or see if you qualify by clicking "Apply Now" below. Visa® USA determines which transactions are classified as gas purchases paid at the pump and supermarket purchases based on Merchant Category Codes. Use your PenFed signature card to purchase the goods of services from the participating merchants and get a huge discount. PenFed Platinum Rewards Visa Signature® Card was ranked on Money.com as one of this year's top credit cards. 5x points per dollar on gas. when you open your account, based on your creditworthiness. Each account is eligible for 1 statement credit of $100. 3x points per dollar on groceries. Points** on gas purchases paid at the pump, $100 Bonus Offer Statement Creditƚ when you spend $1,500 in first 90 days, Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Your account is monitored for transactions that may indicate fraudulent activity, and we may contact you immediately if fraud is suspected. If you ride with Lyft often, this could be a far more rewarding option. If you want to earn cash back rewards, the PenFed Power Cash Rewards Visa Signature Card is best. Consult issuer for additional details or visit http://www.visa.com/security. Refer to the Program Rules, Terms and Conditions (PDF) and the Signature Program Benefits (PDF) for detailed information. On balance transfers for 12 Months. ±Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. The PenFed Platinum Rewards Visa Signature has industry-standard security features. To get the PenFed Platinum Rewards Visa Signature Card, you must apply and be a member of the PendFed credit union. The PenFed Platinum Rewards Visa Signature Card is a great choice for those who want to earn a solid return on the everyday categories of gas and grocery. For more information about the relationship between PenFed and PenFed Realty, LLC, see the Affiliate Business Arrangement Disclosure. It depends on the credit line you’re approved for. Membership is open to members of the military and uniformed services, employees of many different defense related organizations, their family members, and even members of the same household of an eligible person. I just got the Platinum Rewards a couple of days ago too so you're making me feel optimistic about a future CLI. By clicking “I ACCEPT”, you consent to our use of cookies in accordance with our Privacy, GDPR and Cookie Policies. That means you’ll probably want to use another rewards credit card for purchases outside of those categories. Earn as you pay and get a little more with your everyday purchases. With this card, you get some of the premium travel rewards that high-end travel cards offer, such as a $100 Global Entry TSA PreCheck application credit and an annual $100 airline travel credit — all with a $95 annual fee. Credit.com shows you the top credit card offers online. APY = Annual Percentage Yield ƚAccounts that are issued and approved will receive a $100 statement credit upon spending $1500 in purchase transactions within 90 days of account opening. Not a problem, anyone can join. We use cookies to provide you with better experiences and allow you to navigate our website. Turkish Airways Miles & Smiles. Gift cards for shopping, dining and entertainment, and more. Fees That Stand Out . 1. PenFed Platinum Rewards Visa Signature® Card offers outstanding value for families that spend a lot of money every year at gas stations and grocery stores, all with no annual fee. Have questions about your stimulus payment? PENFED PLATINUM REWARDS VISA SIGNATURE® CARD. The PenFed Power Cash Rewards Visa Signature card offers a low interest rate and reasonable fees and penalties, but the card doesn’t include an introductory offer for new purchases. PenFed Platinum Rewards Visa Signature® Card, BALANCE TRANSFER OFFER FOR PENFED PLATINUM REWARDS VISA SIGNATURE® CARDHOLDERS. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date. If you're a PenFed Honors Advantage Member, you'll earn an additional 1 point on travel for a total of 4x points per $1 spent. This credit union is federally insured by the National Credit Union Administration. Program Rules, Terms and Conditions (PDF). check out our reward catalog for more options! Please allow 4 weeks after spending $1500 to receive the statement credit. Cardholder must notify issuer promptly of any unauthorized use. It all comes down to how you spend and your personal taste. PenFed offers the PenFed Cash Rewards Visa Signature card, this card offers up to 5% cash back on gas purchases. View all credit card offers on credit.com and find your perfect credit card today. The points earned on a PenFed Platinum Rewards Visa Signature® Card are worth less than one cent each in most cases, typically about 0.85 cent, a PenFed spokesperson confirmed. Each account is eligible for 1 statement credit of $100. But some cards are only one type. Jet Airways JetPrivilege. Rewards at the supermarket and the gas pump? Have questions about your stimulus payment? Open a Savings/Share Account and deposit at least $5. Increase your financial freedom by taking advantage of our competitive balance transfer offers. This transaction is subject to credit approval. View pricing lists & cardholder agreements. Earn as you pay and get a little more with your everyday purchases. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Needless to say, I'm doubly happy and went from $5,000 CL to a combined $30,000 in one morning! For more information about the relationship between PenFed and PenFed Title, LLC, see the Affiliate Business Arrangement Disclosure. A % balance transfer fee applies to each transfer. That's the platinum standard. Enjoy the discounts on a wide variety of offers and deal, including food and wine, shopping, sports, hotels, car rentals, entertainment, and more. Marriott Bonvoy. Rates are current as of April 2021 unless otherwise noted and are subject to change. Visit our reward catalog to see the great places your PenFed Rewards can take you if you are planning a trip. Refer to the Program Rules, Terms and Conditions (PDF) and the Signature Program Benefits (PDF) for detailed information. **Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Rewards at the supermarket and the gas pump? Right now there’s a special offer of $100 statement credit also when you spend a certain amount when opening an account. Not all applicants will qualify for the lowest rate. The PenFed Platinum Rewards Visa Signature card offers an exceptionally low APR for a card with such a generous rewards program; however, cardholders seeking to save money on interest may be better off with a card with a 0-percent introductory APR for new purchases. A % balance transfer fee applies to each transfer. Which PenFed credit card is the best is a matter of preference. Certain restrictions may apply. We are available 24 hours a day, 365 days a year for your travel, dining, and entertainment needs. % APR promotional balance transfer rate for on transfers made . Balance Transfer Offer for PenFed Platinum Rewards Visa Signature® Cardholders % APR promotional balance transfer rate for on transfers made . Click here to learn more. PenFed Platinum Rewards VISA Signature® Card. *Rates are based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Congrats!!! This transaction is subject to credit approval. Use your balance transfer to: Consolidate debt and lower your interest rates. Affiliate Business Arrangement Disclosure. The PenFed Platinum Rewards VISA Signature® Card is another flagship PenFed credit card, and it can be better for some consumers than the PenFed Power Cash Rewards. PenFed Platinum Rewards Visa Signature® Card. The Chase Freedom Unlimited® is a popular example. How to Redeem Your Platinum Reward Points? View pricing lists & cardholder agreements. Simply pick up the phone to call Visa Signature Concierge. Cardholders may sign up for free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.